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ISO Application Scrubbing

Every submission, scrubbed on arrival
Heron scans the email and everything attached the moment it lands. Clean PDF or crooked handwritten scan, the data comes out structured and verified. Nobody rekeys a thing.

Start balance

$128,650

Average daily balance

$96,412

Deposits

47

Trusted by 200+ funders, brokers, and fintechs.
Powering underwriting for MCA, revenue-based financing, term loans, lines of credit, and SBA deals.
Before Heron, this is where the hours go
A sub lands. Someone opens it, keys the statements, retypes the application. By the time an underwriter sees the deal, the morning is gone.

Manual data entry

Hours a day typing information from PDFs and scanned documents into your systems.

Rework and compliance risk

Human mistakes in data extraction create compliance exposure and costly rework downstream.

Legacy OCR tools can’t compete

Handwriting, poor scans, stacked PDFs. The edge cases that defeat legacy tools are Heron’s daily intake.
Forward the email. That’s the integration.
No behavior change for your brokers, no new portal for your team.
WHAT ARRIVES
From
broker@brokerage.example
Subject
FW: New Sub — Cattail Auto Body LLC
Hey, see attached for Cattail. Owner wants $150k, has 2 positions open. App is signed.
4 attachments
Scan_20260812 (3).pdf
IMG_4417.HEIC
Merchant App FINAL(2).pdf
voided chk.jpg
WHAT HERON RETURNS
Driver’s license
Identity matched
Verified
ISO application
Handwritten · signed
Verified
Voided check
Account confirmed
Verified
Bank statement
Sep–Dec · 4 months · parsed
Parsed
Account start balance
$128,650
Account end balance
$84,230
Average daily balance
$96,412
Total deposits
47
NSF count
2
Negative days
3
Existing positions
2 active
Largest deposit
$12,430
“
We have been in business for a long time and people know us because we do business right. That’s what we like about Heron — they deliver a superior product. Faster, smarter, genuinely outstanding, and they blow their competition out the water. When we wanted to onboard a new partner that would increase our submissions volume by 50%, we chose Heron. It enabled us to meet the partner’s SLAs and grow our business. I always recommend Heron because
 it’s not just a solution, it’s the solution.
”

Lawrence Pross

Founder, Managing Partner, Nexi

No filing cabinet necessary
A submission lands as a stack of documents. Heron can tell a bank statement from an application from a tax return, and categorizes each one.

One file, three documents

A statement, an application and a tax return arriving in a single PDF can split into three.

You set the list

The document types match how your team already files. Anything Heron can’t place comes back as Other, never a guess.

Corrections stick

Change a file’s type in the dashboard and it re-reads on the spot. Heron learns from the correction.
The file only tells you half of it
Bank statements and an application tell you what moved through the account and what somebody typed. They don't tell you whether the business is real, who stands behind it, or what else is happening around it. Heron runs both halves from the same intake, before anyone opens the file.
What the file shows you

Application fields

State, time in business, revenue and entity type, lifted off the form itself.

Bank statements

True revenue, existing positions, NSFs and balances, read line by line.

What it does not

SOS filings

Whether the entity is real, active, and registered where it claims to be.

TIN / EIN validation

The tax ID and the legal name belong to the same business.

Court records

Judgments, liens and open cases against the owner and the business.

DataMerch

What other funders already found out about this merchant the hard way.

Web presence

Evidence the business exists somewhere other than its own paperwork.

Industry

The NAICS code taken off the transactions rather than off what was typed.

Nobody sees more of small business finance

Purpose-built AI and trained LLMs, tuned on the submissions that come through Heron every day, built for the people who have to make a real call on a real business.

60K

submissions analyzed daily

15%

of US businesses seeking capital

3x

more volume per underwriter

03 · The Results
Send better offers. Fund more deals. Spend less time.
Heron mark rendered as a field of coloured blocks

25-person data entry team → zero

“Two weeks after turning on Heron, our 25-person offshore data entry team went to zero. We moved 7 of our 10 in-house folks into underwriting roles.”

Brian Mullins

Chief Technology Officer, Vox Funding

98% faster deal flow

3–4x more volume per underwriter

Deals are won and lost in minutes.
Don’t waste another one.