Bank Statement Scrubbing

Scrub once, submit everywhere

Revenue, positions, NSFs and fraud flags scrubbed off bank statements in seconds. That same data then matches the deal to lenders that fit your criteria and fills in their portals.

Trusted by 200+ brokers, funders, and fintechs.

Powering underwriting for MCA, revenue-based financing, term loans, lines of credit, and SBA deals.

You spend hours looking for six numbers

A merchant sends four months of statements across two or three accounts. Somewhere in there are the revenue, positions and NSFs that decide which funders will take the deal.

Six numbers, hundreds of lines

Four months across two or three accounts is a lot of scrolling. What actually decides the deal would fit on one line.

Positions hide in plain sight

Existing advances arrive as ordinary debits under names you have to recognise. Miss one and the deal comes back declined for stacking.

It does not scale with volume

One file is manageable. A day's worth is somebody's whole shift, and the last file never gets the attention the first one did.

Forward the email. That’s the integration.

No new portal for your team, and nothing changes for the merchants and ISOs sending you files.

Nobody sees more of small business finance

Purpose-built AI and trained LLMs, tuned on the submissions that come through Heron every day, built for the people who have to make a real call on a real business.

60K

submissions analyzed daily

15%

of US businesses seeking capital

more volume per underwriter

“

We have been in business for a long time and people know us because we do business right. That’s what we like about Heron — they deliver a superior product. Faster, smarter, genuinely outstanding, and they blow their competition out the water. When we wanted to onboard a new partner that would increase our submissions volume by 50%, we chose Heron. It enabled us to meet the partner’s SLAs and grow our business. I always recommend Heron because

it’s not just a solution, it’s the solution.

”

Lawrence Pross

Founder, Managing Partner, Nexi

Security you can verify

Not claims — reports, results, and questionnaires you can read yourself.

Bank Statement Scrubbing

Revenue, positions, NSFs and fraud flags off every statement, structured in seconds.

Lender Matching

Annual third-party penetration testing, plus continuous internal vulnerability scanning.

Automated Submissions

The SOC 2 report, pentest results, and completed questionnaires, available to customers, investors, and partners on our Vanta Trust page.

Decision Intake

Compliant with both, with standard contractual clauses in place for cross-border transfers.

Everything between the submission and the offer

The file lands, gets scrubbed, matched to the lenders that fit, submitted the way each one wants, and every answer comes back on the deal.
One path end to end, and you can start anywhere on it.