Bank Statement Scrubbing
Scrub once, submit everywhere
Revenue, positions, NSFs and fraud flags scrubbed off bank statements in seconds. That same data then matches the deal to lenders that fit your criteria and fills in their portals.
Monthly revenue
$99,600
Existing positions
2
NSFs
3
You spend hours looking for six numbers
A merchant sends four months of statements across two or three accounts. Somewhere in there are the revenue, positions and NSFs that decide which funders will take the deal.
Six numbers, hundreds of lines
Four months across two or three accounts is a lot of scrolling. What actually decides the deal would fit on one line.
Positions hide in plain sight
Existing advances arrive as ordinary debits under names you have to recognise. Miss one and the deal comes back declined for stacking.
It does not scale with volume
One file is manageable. A day's worth is somebody's whole shift, and the last file never gets the attention the first one did.
Forward the email. That’s the integration.
No new portal for your team, and nothing changes for the merchants and ISOs sending you files.
WHAT ARRIVES
Hey, see attached for Cattail. Owner wants $150k, has 2 positions open. App is signed.
4 attachments
Scan_20260812 (3).pdf
IMG_4417.HEIC
Merchant App FINAL(2).pdf
voided chk.jpg
WHAT HERON RETURNS
Driver’s license
Identity matched
Verified
ISO application
Handwritten · signed
Verified
Voided check
Account confirmed
Verified
Bank statement
Sep–Dec · 4 months · parsed
Parsed
Account start balance
$128,650
Account end balance
$84,230
Average daily balance
$96,412
Total deposits
47
NSF count
2
Negative days
3
Existing positions
2 active
Largest deposit
$12,430
Nobody sees more of small business finance
Purpose-built AI and trained LLMs, tuned on the submissions that come through Heron every day, built for the people who have to make a real call on a real business.
60K
submissions analyzed daily
15%
of US businesses seeking capital
3x
more volume per underwriter
Everything between the file and the offer
The file lands, gets scrubbed, matched to the lenders that fit, submitted the way each one wants, and every answer comes back on the deal. One path end to end, and you can start anywhere on it.
Bank Statement Scrubbing
Revenue, positions, NSFs and fraud flags off every statement, structured in seconds.
Lender Matching
Scored against every lender's credit box and your own partner preferences, then stacked best-first.
Automated Submissions
API, email or portal. Filled and sent the way each lender takes it, with no integration to build.
Decision Intake
Approvals, counters and declines pulled straight out of your inbox and filed against the right deal.
03 · The Results
Send better offers. Fund more deals. Spend less time.
25-person data entry team → zero
“Two weeks after turning on Heron, our 25-person offshore data entry team went to zero. We moved 7 of our 10 in-house folks into underwriting roles.”
98% faster deal flow
3–4x more volume per underwriter