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Understand a business in seconds

Turn bank transactions into powerful insights about a company's financial health. Use them to underwrite or engage your customers with analytics or delightful features.

Financial Metrics from Bank Data: unique transactions, latest balance, NSF days, ATM withdrawals, Unconnected Accounts

Trusted by companies around the world

Our customers use our data to power their most important decisions and products

Customers
80+
Daily transaction value processed
$2 billion
Countries
12
Juni
Rho
Settle
Mercury
Pipe
Rippling

Use cases

Business Lending

Pre-qualify and underwrite companies faster and more accurately using our dashboard. Calculate cashflow-based metrics and identify risk flags. Monitor portfolio performance on an ongoing basis. Learn more

Beautiful Transaction Feed

Instead of displaying back messy transaction data, delight your customers with clean merchant names, icons and URLs so they can easily identify their spend. Try live

Business Analytics

Provide financial insights to your business customers. Help your users with revenue and runway calculations, spend by category and a cash-based P&L. Book demo

Merchant Rules

Use our lightning-fast merchant detection to allow customers to lock cards to specific merchants with >99% recall and precision. Simplify your customers accounting/ERP reconciliation. Book demo

What our customers say

Anyone financing businesses knows that bank data is the immutable source of truth for a businesses’ financial health, it’s just really messy. Heron is best-in-class at making sense of that data. Building the tech ourselves instead of partnering with Heron would have been like hosting our own servers rather than using a Cloud provider. As soon as we tested the product, we knew it was a no brainer.

Satwik Seshasai
Satwik Seshasai
CTO, ClearCo

I use Heron's API every day. It’s 100x faster and easier than messing around with Excel or writing in-house rules. Heron has helped us lend with confidence. The team could not have made the integration easier - it's hard to remember life before.

I could go as far as saying that we almost wouldn’t be able to properly underwrite without Heron Data, or at the very least not do it in an effective manner. We would need to internally build a transactions tagging and aggregator tool, which would take us months and require us to hire data scientists, credit experts and developers

Since we started using Heron, our underwriters can re-construct an applicant's financials from bank data in minutes. It's transformed how much we can rely on bank data in underwriting.

Chief Risk Officer
US Business Lender with $50M+ loan portfolio

I built a classification system for consumer transactions at a previous company - I know how hard it is. What the Heron team have built is truly exceptional. The accuracy for business transactions is best-in-class and they have literally saved us years of Data Science and Engineering effort.

Chief Technology Officer
US Top 10 Online Lender

Build with confidence

Use our output to make critical decisions and power features. We built all the tools to give you access to, control over and trust in the data.

Secure API

We are SOC 2 Type 2 certified. Data is encrypted in-transit and at-rest and we follow strict security processes.

Guaranteed Uptime

We provide uptime and performance-based SLAs to ensure we provide what we promise.

Easy Integration

We maintain clear API Docs and provide sample SDKs for integration.

State-of-the-art ML Models

Our highly skilled ML Team builds and trains cutting-edge and custom-built models.

Automated Feedback

We re-train our models frequently to guarantee we provide an always-improving service.

Personalized Support

Responsive and direct customer support via Slack or Email.