Ocrolus Stops at the Statement. Heron Takes You to the Decision.
200+ funders replaced legacy, per-page OCR with Heron's AI-native, end-to-end platform — faster, sharper where accuracy actually costs you money, and up to 40% lower cost.
Two Different Categories of Product
Ocrolus is a legacy OCR scanner that hands back extracted data. Heron is an AI-native platform built in 2020 that runs the whole workflow on autopilot — you feed it a submission and get an underwriter-ready decision back, not a file to re-check.
| Capability | Heron | Ocrolus |
|---|---|---|
| Processing speed | ✓Under 1 second average, fully automated | ✗Slower, queue-based — runs into hours |
| Pricing model | ✓Flat per-statement fee — up to 40% lower cost | ✗Per page — you pay for blank & junk pages |
| Revenue accuracy | ✓Captures Stripe, Zelle & processor deposits — revenue you can trust | ✗Can miss processor/transfer revenue; funders report figures off materially |
| Position detection | ✓Separates each advance — even multiple from one funder | ✗Can merge two positions from the same funder into one |
| Auto-reconciliation coverage | ✓98%+ auto-reconciled, incl. deliberately hard cohorts | ✗~1 in 5 statements can't auto-reconcile quickly |
| End-to-end workflow | ✓Email → parse → verify → screen → price → decision | ✗Stops at data extraction |
| Cash-based P&L | ✓Auto-generated (DSCR, net profit) | ✗Not available |
| 360° business verification | ✓CLEAR, Secretary of State, court records & more — 10+ sources in under 90 sec | ✗Not available |
| Industry classification | ✓True Industry — 97.56% on restricted industries | ✗Not available |
| Fraud & document authenticity | ✓Included in the bank-statement fee | Separate product |
| US & Canadian coverage | ✓100% US & Canada | ✗Known gaps on Canadian banks |
| Built for | ✓MCA & SMB funders — purpose-built | Horizontal (mortgage, consumer, SMB) |
Why Funders Keep Choosing Heron
Put the two side by side and funders reach the same verdict — again and again. Here's what wins them over.
Funders leave Ocrolus over revenue off by hundreds of thousands and positions merged into one — errors that force a hand-check on every deal.
Ocrolus drags into hours, and ~1 in 5 statements can't auto-reconcile fast — while a competitor races you to the offer.
Ocrolus bills per page — blanks, cover sheets and duplicates included. Cost balloons on the low-value volume you'd rather screen out.
Ocrolus hands back parsed data and stops — verification, fraud, screening and pricing all stay on your team.
Built This Decade, Not Last One
Ocrolus is a legacy OCR engine funders describe as slow and prone to breaking. Heron is AI-native, built in 2020: you hand it a workflow and get a decision back — autopilot, not a tool your team has to babysit. That's the difference between buying software and buying an outcome.
Up to 98% Faster — Deal After Deal
The work that took half an hour now takes seconds. Real reductions in time-to-decision, measured by funders in their own published results.
What Funders Say After Switching
Operators who moved their intake and bank-statement analysis off Ocrolus and onto Heron.
Two weeks after turning on Heron, our 25-person offshore data-entry team went to zero.
We used to work until 1 a.m. just entering applications. With Heron, we're finally out from behind the keyboard — meeting partners, traveling, growing the business.
Easier to Switch Than to Stay
You don't rip anything out on day one. Funders prove Heron on their own deals, keep Ocrolus running as a safety net, and cut over once the results are in.
Run a free head-to-head
Send the same statements through Heron and Ocrolus, side by side. Compare accuracy, coverage, speed and cost on your own data. $0, no commitment.
Run in parallel
Heron shadows your live pipeline while Ocrolus stays on. Nothing breaks; your team keeps working exactly as they do today.
Cut over when ready
Flip to Heron for the 85–95% it handles instantly, keep Ocrolus for the residual — or fully migrate at renewal.
See the Difference on Your Own Deals
Book a 20-minute walkthrough, or start a free head-to-head pilot against Ocrolus this week.
Everything Funders Ask Before They Move
