What Is a Syndication Package?
A syndication package refers to the set of financial documents, deal terms, and supporting information created for the purpose of splitting funding among multiple participants. In MCA and small business lending, syndication allows multiple funders to share risk and pool capital for a single deal.
This package typically includes core elements such as bank statement analysis, financial summaries, decision notes, and proposed terms. Operators rely on syndication packages to communicate deal readiness and attract syndicate partners quickly.
How Does a Syndication Package Work?
Syndication packages are built by compiling and structuring deal information.
- Document gathering: Bank statements, IDs, application forms, and underwriting notes are assembled.
- Field structuring: Key financial fields like average daily balance, NSF counts, and debt obligations are summarized.
- Deal terms: Proposed funding amounts, factor rates, and repayment schedules are included.
- Distribution: The completed package is shared with syndication partners for review.
In Heron, syndication packages are supported by automation.
- Automated scrubbing: Statements and submissions are parsed into structured fields.
- Summary creation: Underwriting-ready summaries and risk signals are compiled automatically.
- Field standardization: Consistent formatting and picklists make packages clear and easy to digest.
- Next action: Clean data feeds directly into a syndication-ready package, reducing preparation time and increasing accuracy.
This lets funders produce reliable, complete packages at scale without burdening staff.
Why Is a Syndication Package Important?
For brokers and funders, a syndication package is important because speed and accuracy are critical in syndication. A sloppy or incomplete package slows decision-making and reduces participation. A clean, structured package makes it easy for partners to evaluate risk and commit funds.
Heron improves this process by creating underwriting-ready fields automatically, which reduces manual effort and raises confidence in the information shared.
Common Use Cases
A syndication package is commonly used when deals are too large or risky for a single funder.
- Lead funders assembling packages to distribute across a syndicate.
- Sharing deal summaries with partners who prefer standardized formats.
- Accelerating participation decisions with clean, automated financials.
- Reducing preparation time for recurring syndication workflows.
- Preventing errors in shared deal packets by relying on structured fields.
FAQs About Syndication Package
How does Heron support syndication packages?
Heron automates the scrubbing, structuring, and summarization of deal data, which makes it easier to build complete and accurate syndication packages quickly.
Why are syndication packages valuable for MCA brokers and funders?
They allow risk to be shared across multiple funders while speeding up the funding process. Clean packages increase trust and participation.
What outputs should teams expect from syndication packages in Heron?
Teams can expect consistent, underwriting-ready summaries, risk signals, and deal notes formatted for easy sharing with syndicate partners.