We automate small business lending for MCAs

Quickly identify any other positions in your customers’ stack. Instantly see which funders are active, their average repayments, and the payment frequency

Turn PDF bank statements into meaningful data and, ultimately, actionable insights for each of your loan applicants in minutes

We parse and detect fraudulent activity for 90% of bank statements with 99+% accuracy in one second

We can analyze PDFs parsed by Heron for structural and formatting anomalies, which might indicate fraud or document tampering

Furthermore, our cash-based P&L solution highlights unreconciled bank transfers indicating that you do not have a full view of all of your loan applicant’s accounts, while also identifying undisclosed loans and other indicators of mismanaged finances

We summarize deposits, withdrawals and balances by month in addition to highlighting any existing debt obligations including loans from other MCAs, giving you a better understanding of your loan applicants cash position and their affordability

Use Heron’s predictive features to get a better understanding of how your loan will perform in the next 30-, 60-, or 90-days including indicators of and likelihood of default