Use Cases
- Merchant Cash AdvanceGet from application to decision in < 5 minutes with ISO application scrubbing & bank statement parsing
- Lines of CreditProvide short-term lines of credit or other short-term financing based on historical revenue and expenses
- Revenue Based FinancingUse Heron to automate giving working capital loans to your e-commerce or SaaS customers
- Business Credit CardsUnderwrite with confidence and help customers manage expenses with merchant-locking
- Embedded FinanceUnderwrite with speed with a fully automated solution without a human-in-the-loop
- Traditional Term LoansProvide longer-term, secured credit products like SBA loans using our products
Products
- ISO App ScrubbingParse and classify ISO applications directly from your submissions inbox into your CRM, kick out hard declines, and auto-reply to brokers
- Parse PDF Bank StatementsExtract bank transaction and bank account details from bank statements PDFs without any delays from having a human-in-the-loop
- Bank Statement SummaryGet a holistic view of a company’s deposits, withdrawals, debt payments, NSF fees and more on a monthly basis
- Cash Based P&LSee how a company is performing on the top and bottom line over time – with aggregate and line-item level projections
- Loan Repayment PredictionPredict the likelihood that a loan will be repaid based on historical bank transactions
- Direct Plaid IntegrationConnect your customer’s bank accounts directly to Heron to get a continuous live stream of their transaction data
Developers
- API TutorialSee step-by-step instructions for interacting with our API
- API Reference DocsSee detailed information about our API endpoints
- Heron Status PageCheck the live health of all of our systems
Customer Login

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ISO App Scrubbing

Heron helps you organize submissions in less than one minute so that you can focus on the files that matter. Get an ISO email packet from your submissions inbox into your CRM (we can extract key fields from 96% of applications), kick out hard declines and auto-reply to brokers

ISO App Scrubbing

Scrub in seconds

Heron runs your pre-underwriting guidelines against the submission, executing a waterfall of checks with cheapest first (e.g. state, time in business, total deposits etc.)

Next step

ISO App Scrubbing

Auto-decline deals

Heron auto-declines deals that don’t meet your credit box and auto-reply to brokers when there is missing information so that underwriters are only spending time on the files that matter

Next step

ISO App Scrubbing

Enrich application data

Alongside populating application data into your CRM such as state, time in business, signature match; we’re also enriching the application with missing information such as an auto-lookup of the company’s address on street view to instantly check it makes sense for that business

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